CIBIL, Credit Score , , , , , , , , , , , , 0 Comments

Introduction: Credit Scores are the reasons why a lot of people do not get a good night’s sleep. In today’s world, where information is becoming more and more available at ease to everyone, a good credit score has become a mandatory requirement to lead a good lifestyle. However, there are so many myths surrounding this

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Credit Score , , , , , , , , , , , , 0 Comments

A strong credit history is which you can refer as to savior of your business in bad days. Regular Cash Flows is a top priority to conduct the business operations smoothly without any hassle, and therefore a business specially a start-up should pay special heed to maintaining sufficient cash levels and a good credit so

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Credit Score , , , , , , , , 0 Comments

With so many of algorithms and models, credit score becomes quite confusing. It sometimes make you messed up with your credit ratings and a bad credit, without making you realize what you have done. This is also true credit scores don’t get that much attention as they deserve, but yes they do come into consideration

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Introduced by the Credit Information Bureau (India) Limited (CIBIL), Credit score is basically the symbolic representation of your credit status or the pay back capacity. It is calculated on the basis of five diverse factors. Payment history (thirty-five percent), length of credit history (fifteen percent), types of credit used (ten percent), credit utilization (thirty percent),

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