Credit Score , , , , , , , , 0 Comments

With so many of algorithms and models, credit score becomes quite confusing. It sometimes make you messed up with your credit ratings and a bad credit, without making you realize what you have done. This is also true credit scores don’t get that much attention as they deserve, but yes they do come into consideration

Read More

CIBIL, Credit Score , , , , , , , , 0 Comments

In today’s world, if you want your loan or credit card application approved, the credit score is the one determining factor kept in mind by the loan companies at the priority list. The next question pops into the body of a normal person, why it is been considered as the most important factor by the

Read More

Business Loan, Credit Score , , , , , , 0 Comments

There can be nothing more delightful than starting your business. However, one of the major hurdles that many people face when starting a business is financing the venture. Apart from selecting the type of loan that is easy on pocket and meets your need, you may also face a major hurdle- having the right credit

Read More

Business Ideas, Business Tips, Credit Score , , , , , 0 Comments

Whether you prefer a direct online lender, a Fin-Tech lender, a commercial bank, a community bank, or peer-to-peer lender, your credit profile will be judged. This fact is beyond any confusion or doubt. A lender always makes an initial judgment of the loan seeker; i.e., an individual or a business group. Here we will share

Read More

Business Finance, Business Loan , , , , , , , 0 Comments

The steps of applying a small business capital have been discussed here. If you are in that group of business tycoons who don’t have enough knowledge about it, just look at our today’s post. To get capital for your micro, small, or medium enterprise, you are likely to fulfill all the requirements. Your application will

Read More

Business Ideas, Business Loan , , , , 0 Comments

No matter it is a product based business or a service based, your business needs to maintain its profit line. Improving the business loan eligibility is a great way to secure a sustainable growth in business. For ensuring business growth by the enhancement of your creditworthiness, you are supposed to know some secrets that involve

Read More

Business Tips, Credit Score , , , , 0 Comments

If you have a credit score that is lower than your expectation, you must be expecting to rebuild it as soon as possible. Well, the problem comes when you think that you don’t know the formula. Read our today’s post and know some exceptional ways to keep your creditworthiness for all intents and purposes higher;

Read More

Credit Score, Social Score , , , , 0 Comments

Social Scoring is a quantitative measure; it is popular stratagem among the lending agencies based in Delhi, Mumbai, Hyderabad, Pune, Kolkata, Jaipur, and Chennai. Used for providing the lenders a brief estimation of future loan performance of a borrower, social score helps a lender in adjusting an interest rate which is convenient for both the

Read More

Credit Score, Social Media , , , , , , 1 Comment

Limited access to credit is considered as one of the most operational factors that are not allowing the micro, small, and medium enterprise sector to move and grow. However, the same sector is playing a prominent role in country’s economic growth, which is visible in many developing countries, even in India. It should be kept

Read More

Credit Score, Others , , , , , , , 0 Comments

Introduced by the Credit Information Bureau (India) Limited (CIBIL), Credit score is basically the symbolic representation of your credit status or the pay back capacity. It is calculated on the basis of five diverse factors. Payment history (thirty-five percent), length of credit history (fifteen percent), types of credit used (ten percent), credit utilization (thirty percent),

Read More