Credit Score , , , , , , , , 0 Comments

With so many of algorithms and models, credit score becomes quite confusing. It sometimes make you messed up with your credit ratings and a bad credit, without making you realize what you have done. This is also true credit scores don’t get that much attention as they deserve, but yes they do come into consideration

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CIBIL, Credit Score , , , , , , , , 0 Comments

In today’s world, if you want your loan or credit card application approved, the credit score is the one determining factor kept in mind by the loan companies at the priority list. The next question pops into the body of a normal person, why it is been considered as the most important factor by the

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Credit Score, Others , , , , , , , 0 Comments

Introduced by the Credit Information Bureau (India) Limited (CIBIL), Credit score is basically the symbolic representation of your credit status or the pay back capacity. It is calculated on the basis of five diverse factors. Payment history (thirty-five percent), length of credit history (fifteen percent), types of credit used (ten percent), credit utilization (thirty percent),

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